Employee Benefits*

Proper design of an employee benefits program is a multifaceted process that requires careful planning, implementation and communication.  The Foster, Soltoff & Love team works with you to design a comprehensive strategy that matches your organization's business objectives and employee benefit needs.  A properly designed plan may help enable your business to attract and retain valuable employees while controlling cost.

On an ongoing basis, we assist you and your employees in administration, claim, enrollment and billing issues that arise.  We also complete a market analysis several months prior to your policy anniversary to make sure that not only are your current benefits competitively priced, but also if you decide to make a vendor change there is ample time to do so and communicate properly to employees

We offer the following employee benefit plans:

• Group Health Insurance*
• Consumer Driven Health Plans*
• Group Life and Accidental Insurance*
• Group Short and Long Term Disability Insurance*
• Voluntary Benefit Programs*
• Flexible Spending Accounts (offered through strategic partners)*
• COBRA (offered through strategic partners) *                                                                                            

Click the link below to view our Employer Sponsored Health Benefit Survey

               2008 Employer Sponsored Health Benefit Survey

We provide the following services:

• Annual Plan Review
• Onsite Employee Enrollment Meetings
• Benefit Guides
• Employee Benefit Website
• Real Value Statements
• Benchmarking Data

Click the link below to view our Sample Benefit Guide

          Sample Benefit Guide

We offer the following Employer Education Services:

• Health Reimbursement Accounts
• Health Savings Accounts
• Consolidated Omnibus Budget Reconciliation Act
• Health Insurance Portability and Accountability Act
• Family Medical Leave Act
• State Mandated Plans

 *not offered through MassMutual